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RAI Partners, Inc. dba Groundwork Card Digital Privacy Policy
RAI Partners Inc dba Groundwork Card DIGITAL PRIVACY POLICY
Last Revised: February 2025
This digital privacy policy (“Digital Privacy Policy”) describes how RAI Partners Inc, dba Groundwork Card (referred to herein as “we,” “us,” and “our”) uses the information that we process in connection with your use of our website, mobile application, and any other online services we operate that links to this Digital Privacy Policy (collectively, our “Sites”) and any services provided through our Sites or in the course of doing business online or offline (collectively, our “Services”). If you provide information in connection with a credit card application, such information will also be subject to the Privacy Notice of the issuing bank. If you opt-out of disclosing information to us through your issuing bank’s Privacy Notice, we will process and use your information solely as a service provider to your issuing bank subject to the Privacy Notice. Both the Digital Privacy Policy and the Privacy Notice are written in accordance with Federal and State law requirements, and your issuing bank is not responsible for the terms of this Digital Privacy Policy.
Please read this Digital Privacy Policy carefully to better understand how we collect, use, and disclose information about you as you use our Services. Any changes to this Digital Privacy Policy will appear on this page, so we encourage you to review it periodically. By using our Services, you consent to the terms of this Digital Privacy Policy. If you do not agree with this Digital Privacy Policy, you must discontinue using our Services; provided, however, that credit card applicants who opt-out of sharing with non-affiliates through the issuing bank’s Privacy Notice will not be required to discontinue using our Services.
We have collected various categories of personal information. The types of information we collect include:
Regular Internet email is not secure. You should never provide information that is sensitive or confidential such as your social security number, account number or PIN numbers. We also ask that you do not send personal or account Information through regular email.
Cookies are pieces of information stored directly on the device you are using. Cookies we use do not contain or capture unencrypted Personal Information. Cookies allow us to collect information such as browser type, time spent on the site, pages visited, language preferences, and your relationship with us. We use the information for security purposes, to facilitate navigation, to display information more effectively, to personalize/tailor your experience while engaging with us, and to recognize your device to allow your use of our online products and services. We collect statistical information about the usage of the site in order to continually improve the design and functionality, to monitor responses to our advertisements and content, to understand how account holders and visitors use the site and to assist us with resolving questions regarding the site. We also utilize cookies for advertising purposes. Tracking technologies also used are beacons, tags, pixels, and scripts to collect and track information and to improve and analyze our website.
To provide you with easy access to information, RAI Partners, Inc may provide links to other websites such as mortgage companies, insurance companies, government agencies. These links are provided as a convenience to our cardmembers. We do not guarantee or endorse any of the content in these links, and RAI Partners, Inc does not represent either the third party or the cardmember if the two enter into a transaction. The privacy and security policies on these linked websites may differ from those practiced by RAI Partners, Inc. We encourage you to read the privacy policies of all websites you visit, especially before providing any personal non-public information.
Many websites and apps use Google services to improve their content. When they integrate Google services, these sites and apps share information with Google. We use Google Analytics to better understand how users are visiting and using our sites. Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. Google Analytics collects the IP address assigned to you on the date you visit this site, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with personally identifiable information. Although Google Analytics plants a cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but Google. You may review further information about how Google Analytics collects and processes data and how to control the information sent to Google at “How Google uses information from sites or apps that use our services” at google.com/policies/privacy/partners/.
RAI Card Mobile App periodically collects, transmits, and uses geolocation information for enabling features such as, but not limited to, card use and alerts to prevent fraudulent activates, but only if the end user expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the feature(s) are being used or not at all, depending on the end user’s selection. The end user can change his/her/their location permissions at any time in their device settings
To learn what RAI Partners, Inc does with your personal information please view our Privacy Notice or contact us by mail, phone, or email.
Revised 03.21.2024
