CUSO
Fintech
AI Receivable's
Empowering credit unions and fintechs data-driven products
Our financial products help clients unlock growth, generate new loans and income, optimize balance sheets and increase member engagement.
Come build with us, your work will be challenging and will matter.
rai•partners builds products and technology that help credit unions, fintechs and banks to better serve their communities. Our tools power more inclusive and affordable products used by families, small businesses and non-profits around the country.
Learn more about what we do for our clients
Whether your building a product, selling a program, designing new fintech, we can do it all.
Our suite of next-generation services offers a one stop-shop for growth and member engagement
Credit
Cards
We build, launch and scale branded, mobile-first, credit card programs designed for your members’ needs. We buy existing programs and optimize them for your goals. Whatever your need, we manage your program end-to-end, while sharing insights, data, and income opportunities.
Lending
Opportunities
Purchase fixed and floating loans and participate in our asset-backed lending lines. We create, source and structure attractive lending opportunities for our clients, helping you optimize your balance sheet.
Installment
Loans
We build, launch and scale branded secured and unsecured loans, built for the entire risk spectrum. We also buy existing programs and optimize them for market conditions. As with credit cards, we manage the full life-cycle of the loan, from origination through recurring servicing.
Specialized
Fintech
We build, launch and manage custom financial products with bespoke functionality. Whatever the unique use case or specific customer need, we can build the product to help you serve them.
What our clients are raving about
Our team combines decades of experience in fintech with a deep understanding of clients’ needs and evolving market opportunities.
Speed
Launch a product in weeks not years.
Profitability
Generate more income, make more loans, reduce your upfront and overhead costs.
Data
Own your data, own your customer, don’t surrender that to vendors or competitor.
CUSO
We’re a CUSO, we’ve built our business around supporting credit unions.
Inclusivity
Our products serve your entire member base regardless of where they are in their credit journey.
Flexibility
Whether you're building a product, selling a program, or designing new fintech, we can do it all.
We are a mission driven company, focused on building lasting partnerships that help our clients succeed.
Our mission is to strengthen the credit union ecosystem through data-driven products that unlock growth and engage members.
We are a registered CUSO, and dedicated to delivering products, loads, deposits, and new members to credit unions.
We believe in community financial institutions. They know their members and communities, and are committed to them. We’re proud to support their work.
We build products for and partner with, fintechs and banks that can address the needs of our clients’ members.
We serve a variety of clients, both large and small, who have a tireless commitment to their customers
